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Relevant Life Cover
A Relevant Life policy is a tax-efficient way of providing death-in-service benefits for your employees, including company directors.
- The policy is paid for by the business and can be tax efficient.
- Terminal illness benefit included.
- Trust advice at no additional cost.
Key Person Cover
Key Person Cover helps protect your business from financial loss in the event of a key member of staff passing away or becoming seriously ill.
- The policy is owned by and paid for by the business.
- If there was a claim, the sum would be paid directly to the company.
- Trust advice at no additional cost.
Business Loan Protection
Cover your business loans if a shareholder or a business partner dies or suffers a critical illness.
- Provides a lump sum to pay off any outstanding loans if a key person dies or suffers a critical illness
- Option to include Critical Illness Cover
- Premiums are paid for by the Business
- Trust advice at no additional cost.
Shareholder Protection
Shareholder Protection provides a cash sum to help remaining business owners retain total control of the business.
- Provides a lump sum to buy the life assured’s interest in the business.
- Option to include Critical Illness Cover.
- Trust advice at no additional cost.
Executive Income Protection
Executive income protection policy covers a key member of staff and can provide an income replacement in the event of them being unable to work.
- Covers absence from work due to sickness or injury.
- Can be paid as a business expense.
- Paid as a monthly benefit rather than a lump sum.
