September 13, 2018


How Can I Protect my Family from Funeral Debt?

If, once you’ve read this case study, you’d like to talk through your situation, please call 0800 644 4468 

Monday to Thursday from 09.00 to 19.00 and on Friday between 09.00 and 17.00.

Did you know that average individual funeral debt has reached £1,744?

The amount of debt people are taking on to pay for a loved one’s funeral has reached an all-time high, research shows.

The Royal London National Funeral Cost Index found that 12% of Brits took on debt to pay for a loved one’s funeral, at an average of £1,744.

This is an increase of 34% from 2014, when individual funeral debt stood at £1,305.

Of those who struggled with funeral costs, 28% borrowed money from friends and family, 21% took on debt and 9% sold their possessions.

The average cost of a UK funeral has risen by 6% from £3,551 in 2014 to £3,757 in 2018.

What Can I do To Help my Family?

Speak to one of our friendly advisors, they are experts in arranging funeral cover. There are many options that they can advise you on: Whole of Life cover, Term Insurance, Over 50’s plans.

“The team took the time to understand our current situation and what we wanted to achieve, so we are now in a better position to ensure that out family don’t find themselves paying for our funerals.” Mr and Mrs B Sept 2018

Our process

When a client has a pre-existing condition, or has suffered a serious illness in the past, the first thing we do is pick up the phone. We speak to Underwriters at many of the UK’s leading Insurance companies. Discussing all of our client’s medical history helps us to identify the best company to apply to. This also means we avoid applying to companies who will end up being too expensive or worse, decline an application. By completing our research thoroughly, we are able to avoid wasting time and obtain the best terms possible for our clients.

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Feature from Health Insurance and Protection Daily – Emily Perryman (Sept 2018).

Interested in related stories?

If you’re interested in securing a Life Insurance, Critical Illness or Income Protection policy please call 0800 644 4468 to speak to one of our expert advisers.

Take a look at our handy guides ‘What Cover is Right for me?’

Do you suffer with a medical condition and concerned you can’t secure Life or Critical Insurance?  Please view our ‘Medical Guides’ for further information.

Whilst we will make every endeavour to help someone to arrange insurance, there is no guarantee of success. Please note that all life, critical illness and income protection quotes will be subject to full medical underwriting.

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