Zurich_72_Logo_Horz_Blue_CMYK (002) NEW Future proof

Get Your 10% Discount In Just 3 Simple Steps


Get your quote in 1 minute


Apply the voucher code 'MAXSAVE'


Apply by completing short application online

Get a 10% discount with Zurich - typical saving £903.60*

Please accept the below terms and conditions to get your quote

Enter code 'MAXSAVE' at checkout. Offer valid until 1st April 2022

Accept our terms of business and privacy policy. Future Proof, the administrators, would like to keep you updated with your application process. Your application maybe referred to Zurich's underwriters for review.

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Get Quote This link will take you to the Zurich portal

If you would rather get a quote and go through the application over the telephone please call: 0800 644 4468 and mention MAXSAVE.

  • Zurich will plant a tree for every policy sold
  • Provide access to Zurich Support Services
  • Zurich paid 98% of Life Insurance claims in 2020

What you need to decide...

  1. How much cover do you need and for how long?
    You can choose the length of insurance in years or whole of life cover
  2. Do you require cover over a Level term or Decreasing term?
    You can choose cover which pays a fixed amount or decreases in line with your mortgage
  3. Do you want to include Critical illness cover?
    You will receive a lump sum if you are diagnosed with a critical illness that meets the plan definition

* How the saving is calculated

Saving illustrates a total saving over the term of the policy

Illustration based on Life insurance (including earlier terminal illness) 40-year-old, non-smoker, £250,000 sum insured, over a term of 30 years

Normal quote monthly premium £25.09

Total premiums payable over the term £9,032.40

Discounted (10%) monthly premium £22.58

Total premiums payable over the term £8,128.80

Saving over the term £903.60

Figures correct as of December 2019

Premiums provided are indicative only and are based on this example, which is shown for information purposes only. Your own circumstances will determine whether the amount payable is more or less than the figure quoted.

What's included with your Zurich cover?

  • Zurich Support Services – a free, professional and confidential counselling support service that you and your immediate family can use
  • Guaranteed Insurability Options – cover can be increased without the need for you to provide further health details*
  • Free cover between exchange and completion of house purchase*
  • Terminal Illness cover included for the full term of the policy
  • No obligation Trust service

* Please read the key features of the Adaptable Life Plan or the Decreasing Mortgage Cover Plan and the Level Protection Plan.

Please keep in mind

  • If you decide to apply for this life insurance you will need to provide additional personal information such as your occupation and health information. This could result in the final price being higher than the initial quick quote and/or the plan being accepted on special terms
  • If you cancel your policy there is no cash-in value, this is not a savings policy
  • Cover will end if you don’t make monthly payments
  • Inflation will reduce the spending power of your cover

Zurich Assurance Ltd is part of the Zurich Group which is one of the world’s largest insurance groups. Future Proof provides expert advice for Life Insurance, Critical Illness cover and Income Protection, as well as Business Protection and Key Man Insurance.

What will insurers look at?

Insurers will look at your age, health and occupation when assessing your application

Contact us for expert advice on FREEPHONE 0800 644 4468 if you have:

  • suffered or are suffering from a serious medical condition
  • a job which is very dangerous or physical
  • a high-risk hobby or sport
  • a family history of hereditary conditions

Who are Future Proof?

Future Proof was established in October 2011. We provide expert advice on Income Protection InsuranceCritical Illness InsuranceLife Insurance and Gift Inter Vivos Insurance. We also provide advice on Business Protection Insurance and Key Person Insurance.

We are advisers, not salespeople. You and your family come first and are at the heart of any advice that we provide. We like to think that we are friendly, approachable and professional and are extremely proud to have been named as the winner of several industry awards. Awards here. This recognition underpins our commitment to provide the best level of service we can.

XEXEC Ltd is a registered introducer of Future Proof Ltd who are appointed representatives of St. James’s Place Wealth Management plc.